Specialist accountants for contractors, founders and small businesses
One fixed monthly fee for everything your limited company has to file, done digitally, with a chartered accountant who replies the same day. Plus a specialist medical accounting team for locums, practices and clinics.
Why YU is the right partner for your company
A modern, tech-first accountancy firm for young, founder-led and digital businesses, with a specialist medical accounting team: one fixed fee with no VAT added, a chartered accountant you can reach, and everything done online.
Tech-first and fully virtual
Bank feeds, receipts by app, e-signatures and video calls. No paper and no office visits.
How we workOne fixed fee, no VAT
Payroll and your own tax return included. Anything extra is quoted before we start.
See our packagesSame-day replies
Anything sent before 3pm on a working day gets an answer that day, from a chartered accountant.
Get in touchSpecialist medical accounting team
Dedicated to locums, practices, clinics and pharmacies: NHS income, professional fees, mileage and the NHS Pension question.
Medical accountingHassle-free switching
We contact your old accountant and have you set up in about 14 days.
How to switchMedical professional, practice or clinic?
Meet our specialist medical accounting team: locum pharmacists, doctors and dentists, and the practices, clinics and pharmacies they work in.
One flat monthly fee. Everything filed.
Everything your company is legally required to file, by direct debit, with nothing bolted on.
Medical locum company
Pharmacists, doctors, dentists and other healthcare professionals with their own one-person company.
- Annual accounts
- Corporation tax return (CT600)
- Confirmation statement
- Monthly director payroll
- Your director's tax return
- FreeAgent bookkeeping software
Small business
VAT-registered limited companies with a small team and plans to grow.
- Everything in the locum package, plus:
- Quarterly VAT returns (Making Tax Digital)
- Payroll for up to 3 employees
- Live numbers in FreeAgent
Clinic or practice
Independent pharmacies and clinics (micro-entities).
- Everything in the small business package, plus:
- Partial exemption VAT
- NHS income reconciliation
- Two directors' tax returns
What would you keep through a company?
Use our 2026/27 calculator to compare self-employed and limited company take-home, after our fee. Or ask us to check your own numbers, free.
Calculate your take-home
Get in touch
Tell us a little about your company. We reply the same working day.
100% virtual, from sign-up to filing
We're tech-first, and we work best with clients who are too. Everything happens online, so you spend minutes a month on your accounts, not evenings.
Bank feeds
Your business bank connects to FreeAgent, so transactions arrive automatically.
Receipts by phone
Snap a receipt in the FreeAgent app. No shoeboxes, no spreadsheets.
Sign up online
Engagement letter, ID checks and approvals are all done online.
Email and Teams
Questions by email, answered the same day. Video calls when it helps.
Direct debit
One fixed monthly fee, collected automatically. No invoices to chase.
Deadlines tracked
We track every filing date and tell you what you owe well before it's due.
What we ask of you
Tech-first clients get the most from us, and keep their fee low.
- Use FreeAgent (free with Mettle, NatWest, RBS or Ulster Bank)
- Connect your business bank account
- Photograph receipts in the app as you go
- Reply by email, and approve returns online
- No paper records posted to us
Self-employed or limited company? See the difference in 10 seconds.
Enter roughly what you'll earn and spend this tax year. We compare what you'd keep self-employed and through your own limited company, at 2026/27 rates, after our fee.
Your price in 60 seconds
Six quick questions. Nothing is sent anywhere until you choose to email it to us.
Check what the headline price leaves out
Many online packages look cheaper until you add VAT, payroll and your own tax return.
| What to check | What you'll often find | YU Accountants |
|---|---|---|
| VAT on the accountant's fee | Prices shown "+ VAT" (20% more if your company can't reclaim it) | No VAT added |
| Monthly director payroll | Sometimes an extra monthly charge | Included |
| Your own self assessment return | Sometimes an extra charge | Included |
| Who checks your accounts | Varies | An ICAEW chartered accountant |
| Reply time | Varies | Same day, before 3pm |
Based on published price lists of UK locum and contractor accountants, November 2026.
Runs on FreeAgent
Bookkeeping software that does most of the work for you. Free if your company banks with Mettle, NatWest, RBS or Ulster Bank.
Your company's first year: what's real, what's a scam
Every year-one deadline, how directors usually pay themselves at 2026/27 rates, and the official-looking letters to ignore.
Email me the free guideIt arrives within minutes. No newsletter unless you ask for one.
Every year-one deadline, with the date for your own company.
Salary or dividends? How directors pay themselves at 2026/27 rates.
Scam letters new companies receive, and how to check what's genuine.
A checklist of what to keep for your first accounts.
Fully set up in 14 days, without leaving your desk
Changing accountant is easier than most people think. We do the chasing, including with your old accountant.
Get your price
Use the 60-second quote or email us. The price is confirmed in writing before you commit.
Sign up online
Engagement letter and ID check done online. A short video call if you'd like one.
We take it from there
We contact your old accountant, get HMRC and Companies House authority, and connect FreeAgent to your bank.
You approve, we file
Payroll runs monthly. Accounts and returns come to you to approve online before anything is filed.
Usman Yasin ACA
I'm an ICAEW chartered accountant based in Manchester. I'm Big 4 experienced and have since worked in senior finance roles in industry. I set up YU Accountants to give founder-led businesses and medical clients big-firm standards with a modern, fully virtual service and a fixed fee.
Every set of accounts and every tax return is reviewed and signed off by me before it's filed. We work entirely online, so wherever you are in the UK, we can look after you.
Frequently asked questions
Why is there no VAT on your fee?
YU Accountants Limited isn't VAT registered, so we don't charge VAT. If that ever changes, we'll tell you in advance.
What does tech-first mean for me?
Your bank connects to FreeAgent automatically, you photograph receipts with the FreeAgent app, you sign everything online and we talk by email or Teams. No paper, no posting records, no office visits. We set it all up with you.
Do I need to be good with technology?
No. If you can use online banking and email, you'll be fine. We set FreeAgent up for you and show you the three things you'll actually use.
I'm a locum doctor. Should I have a company?
Often not. Doctors in the NHS Pension Scheme can lose pension on income paid through a company, and public-sector IR35 rules apply to many NHS engagements. Ask for our free tax check before you decide.
Do I have to change bank?
No. FreeAgent is free if your company banks with Mettle, NatWest, RBS or Ulster Bank. With any other bank, the licence (£33 + VAT a month) is added at cost.
Do you work with sole traders?
We work with limited companies only. If you're thinking of incorporating, the take-home calculator and free tax check will show whether it's worth it, and we can form the company for the £100 Companies House fee.
Where are you based?
Manchester, but we work fully online with companies anywhere in the UK.
What isn't included?
P11D forms, tax returns for anyone who isn't a director, and work for earlier periods. We quote a fixed price before doing any of these.
Know another director who needs an accountant?
Ready to switch?
Questions sent before 3pm on a working day get an answer that day.